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8:12 pm
Sunday,16 October, 2011
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i am looking for financing on a narrow boat,the only problem is i’m from canada.i want to travel the cannals for 4 to 5 years.could any body help me.
9:21 pm
Friday,19 February, 2010
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Hi there, and welcome to the forum.
I need a little more information before I can make any suggestions. How much do you want to pay for a narrowboat? Do you have anything saved already? Do you have a property you can sell, or rent out to help with the financing or as security for a loan on your narrowboat. Let me know a bit more about you and your circumstances.
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10:08 pm
Sunday,16 October, 2011
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hi paul i’m devorced and have $ 4,000 canadain dollers saved for a narrow boat is that enough money to start looking for a boat.i was thinling around 10 to 20000 poundsto buy a 30 to 40′ narrow boat.
2:41 am
Friday,19 February, 2010
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Hi Jamie,
$4,000 converts to roughly £2,500. I’m afraid you won’t be able to buy a narrowboat for that. If you want to look in the £10,000 – £20,000 price bracket, you will need $15,000 – $30,000 for your boat. You will also need money to get yourself over here, acommodation and transport while you are looking for your boat, the cost of the survey and any remedial work and then, of course, the cost of maintaining both your boat and your lifestyle once you start cruising. Have you thought about how you will pay for your day to day living expenses once you are here?
Click here to get a FREE copy of “Living On A Narrowboat:101 Essential Narrowboat Articles”
4:43 pm
Sunday,16 October, 2011
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yes paul i have thought about those expences,i also forgot to tell you i am a licenced diesl machanic so i thought maybe getting a job at a marina as a diesl mechanic.and i’m on a penssion i have maltible slorossis.
4:49 pm
Sunday,16 October, 2011
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paul i also did’nt tell you my mom is a britsh cetizen and i have relitive in bedford and kings lin as well as friends in deven.so i don’t know if that will work in my favore or not what do you think.
9:19 pm
Friday,19 February, 2010
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Hi Jamie,
I’m sorry to hear about your MS. My ex wife’s aunt had MS for twenty years so I know how difficult it can be. You say that you intend to get a job at a marina as a mechanic. Are you still able to work with your condition?
You have a pension to pay for your living costs and the boat’s maintenance costs, but you still need the capital for your boat. I’m afraid that you aren’t going to get a narrowboat for £2,500. You could possibly pick up an old GRP cruiser for that, but not a narrowboat. The fact that you have relatives over here isn’t going to help with your finances unless one of them is prepared to act as guarantor for a loan.
I don’t know what the solution is for you in your situation but you need more money to invest in your boat.
Click here to get a FREE copy of “Living On A Narrowboat:101 Essential Narrowboat Articles”
2:10 pm
Friday,14 October, 2011
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Hello Jamie:
I’ve been reading the correspondence with Paul and feel it is time that are participated! It would seem to me that you are completely out of touch with the costs here in England vs those that you are used to in Canada. What you pay in Canada in dollars one pays in pounds here! That is to say it is very much more expensive to live here compared with the cost of living in Canada. I really don’t think you should even consider a life here afloat, sorry! If you have a house at home you could/should downsize to an apartment and then consider buying a narrowboat. We have the same idea as you but are envisaging investing £50,000.00 ($75,000 at 1.50) so you see you are way out of your depth. Then you have to consider how you are going to get your medication supplied for your MS. Even as residents of the UK we have to think very hard as to how we can register with a doctor and if we move a distance away then what? A doctor could strike you off as not being in his area then what do we do? I’m sorry to come over to you in an unsympathetic way compared with Paul as he doesn’t want to hurt your feeling! Considering buying a narrowboat does not stop with the purchase you probably need to have £5 – £6000 a year to keep the running costs going and then you need to allow for food costs which could be £40-£50 a week depending whether you are on your own or have a family to feed.
Sorry, I have now dashed your dreams!
WesleyT
3:53 pm
Friday,19 February, 2010
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Wesley is right Jamie. I didn’t want to hurt your feelings, and I don’t want to dash your hopes of living a life afloat but unless you can find significantly more capital to invest in your boat, you need to rethink your future plans. Have you had a look at Narrowbudget yet? The application guides you through the purchase and the maintenance costs of a narrowboat.
Click here to get a FREE copy of “Living On A Narrowboat:101 Essential Narrowboat Articles”
8:56 pm
Sunday,16 October, 2011
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well paul and wesley you two didn’t burst m buble on living afloat its some thing i want to do and my mind is made up to do it so do i need to say anymore.it might not happen in 6 mounths or a year but it’s going to happen thats all i’m going to say about that.
2:12 pm
Tuesday,14 February, 2012
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Hi there have you thought about doing it in ireland? Its just as expensive to live in ireland if not more than the uk. but the irish networks of canals are empty. mooring is much cheeper and narrow boats are now cheeper to buy. you would be only a cheep flight away from the uk also
2:30 pm
Friday,19 February, 2010
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I don’t pretend to know much, anything, about the Irish canal and river network but after reading your post I’ve just had a quick look. From that very quick look there appear to be about 300 miles of navigable waterways, some of which may not be connected. Am I correct? That compares with over 2,000 miles of connected rivers and canals in England and Wales.
The cost of the boat itself and the cost of moorings may be less than in England, but what about the other costs; license, repairs, fuel, gas, coal, food etc. How does that all compare?
Click here to get a FREE copy of “Living On A Narrowboat:101 Essential Narrowboat Articles”
5:05 pm
Saturday,2 March, 2013
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Narrowboat finance seems to be a bit of a niche market.
Thus far, I have only been able to find this site.
Their Ts&Cs won’t suit everyone …
We finance both new and used boats, of steel construction, and we can lend up to 80% of the cost of new narrowboats and barges and up to 75% of the value of used or partially completed boats. Repayment periods of up to 15 years are available. People who want to live on their boats will need to arrange a permanent mooring rather than continually cruise the canals and waterways of the UK.
Anyone else have any providers?
Cheers,
Blakie 
Poole, Dorset … not a canal in sight, but I’m not going to be here for long … Anupadin
8:21 pm
Friday,19 February, 2010
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RoyScot Larch are one of the biggest providers. Here’s another option for you. Use your savings plus a personal loan or extension on your mortgage to get a smallish boat that you can do up and sell if you have the skills.
Click here to get a FREE copy of “Living On A Narrowboat:101 Essential Narrowboat Articles”
12:04 am
Saturday,2 March, 2013
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Paul Smith said
Here’s another option for you.
Not a Neandertal, but there is a missing link, get it, did you see what I did there?
The link is missing Paul.
Cheers,
Blakie
Poole, Dorset … not a canal in sight, but I’m not going to be here for long … Anupadin
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